Car Loan
► CIR 700 & Above and – 1 Score Int Rate 8.50%
► CIR 650 & 699 Int Rate 9.25%
► CIR 550 to 649 Int Rate 9.50%
► Interest Application on a DAILY REDUCING BALANCE and not on a monthly reducing balance.
► ON ROAD cost Finance Available (Cost of Car + Municipal Tax + RTO Charges + Insurance Charges + Costs All included in loan amount)
► Flexibility of Clubbing Family Income for Loan Eligibility.
► Flexibility of making payment more than EMI.
► No Pre-Payment Charges.
► No hidden cost or administrative charges.
► Easy and hassle free processing.
► Completely transparent system & procedure.
► Repayment : Maximum up to 7 years
► Two Guarantor
List of Document Required (From the Applicant)
► One Passport size photograph.
►I.D. proof :
• Aadhar Card
• PAN Card
• Driving Licence
• Election Card
• Employers I.D.Card
► Residence Proof :
• Copy of Electricity Bill
• House Tax Bill
• Residence Telephone Bill
►Business Proof :
• Copy of Telephone Bill
• Electricity Bill
• Certificate of GST/Office / Shop
• Certificate of incorporation
• Property Bill Lease Deed
►For Salaried Persons :
• Income Tax Return & Form 16 for Last 3 Year
• Salary Slip for last 3 Months
• Bank Statement for Last 6 Months
►For Businessmen :
• Income Tax Return with Computation of income & Balance Sheet for last 3 Years
• Bank Account
►Statement for last 6 Months(Main Business A/c)
►Quotation from the Dealer in original (With Signature of Customer)
►Stamp Duty 0.25% of Loan Amount Plus Personal Guarantee of Rs. 300/-
►ECS Mandate
►Margin Money Receipt
►Self-Attestation on all Xerox Copies.
►One Passport size photograph
►I.D. Proof :
• Aadhar Card
• PAN Card
• Driving Licence
• Election Card
• Employers I.D.Card
►Residence Proof :
• Electricity Bill
• House Tax Bill
• Residence Telephone Bill
►Business Proof :
• Telephone Bill
• Electricity Bill
• Certificate of GST /Office / Shop
• Property Bill Lease Deed
• Certificate of incorporation
►For Salaried Persons :
• Income Tax Return & Form 16 for Last 3 Year
• Salary Slip for last 3 Months
• Bank Statement for Last 6 Months
►For Businessmen :
• Income Tax Return with Computation of income & Balance Sheet for last 3 Years
• Bank Account Statement for last 6 Months(Main Business A/c)
© THE BHAGYODAYA CO OPERATIVE BANK LIMITED