Download our Bank's Mobile Application for digital transactions || Net Banking Facility available for View facility || Miss call Mobile no: 07941055866 for Accounts Balance || Miss call Mobile no: 07941055850 for last 5 transactions || Get Monthly account statement in email by E-Statement service || Safe Deposit Vault (Locker) Facility available at 7 branch || Interest on Daily Reducing Balance for Loan and Advances || No charges of RTGS / NEFT transactions || No Hidden Charges and No Loan Processing Charges || Attractive interest rates for Two and Four Wheeler Vehicles || Download Applications Forms from Download menu || No Charge For NEFT / RTGS || No Minimum Balance Charge || No Charge For Loan Processing Charge || No Charge For Pre-Payment of Loan || Mobile Banking facility

Car Loan

Home / Car Loan

► CIR 700 & Above Int Rate 8.75%
► CIR 650 & 699 (0 or -1 Score) Int Rate 9.25%
► CIR 550 to 649 Int Rate 9.50%
► Interest Application on a DAILY REDUCING BALANCE and not on a monthly reducing balance.
► ON ROAD cost Finance Available (Cost of Car + Octroy Charges + RTO Charges + Insurance Charges + Costs All included in loan amount)
► Flexibility of Clubbing Family Income for Loan Eligibility.
► Flexibility of making payment more than EMI.
► No Pre-Payment Charges.
► No hidden cost or administrative charges.
► Easy and hassle free processing.
► Completely transparent system & procedure.

► Age : 21 – 65 Years
► Margin : 20%
► Repayment : Maximum up to 7 years
► One Guarantor

List of Document Required (From the Applicant)
        ► One Passport size photograph.
        ►I.D. proof :
                    • Aadhar Card
                    • PAN Card
                    • Driving Licence
                    • Election Card
                    • Employers I.D.Card
       ► Residence Proof :
                    • Copy of Electricity Bill
                    • House Tax Bill
                    • Residence Telephone Bill
       ►Business Proof :
                    • Copy of Telephone Bill
                    • Electricity Bill
                    • Certificate of GST/Office / Shop
                    • Certificate of incorporation
                    • Property Bill Lease Deed
       ►For Salaried Persons :
                    • Income Tax Return & Form 16 for Last 3 Year
                    • Salary Slip for last 3 Months
                    • Bank Statement for Last 6 Months
       ►For Businessmen :
                    • Income Tax Return with Computation of income & Balance Sheet for last 3 Years
                    • Bank Account
       ►Statement for last 6 Months(Main Business A/c)
       ►Quotation from the Dealer in original (With Signature of Customer)
       ►Stamp Duty 0.25% of Loan Amount Plus Personal Guarantee of Rs. 300/-
       ►ECS Mandate
       ►Margin Money Receipt
       ►Self-Attestation on all Xerox Copies.

 ►One Passport size photograph
       ►I.D. Proof :
                    • Aadhar Card
                    • PAN Card
                    • Driving Licence
                    • Election Card
                    • Employers I.D.Card
       ►Residence Proof :
                    • Electricity Bill
                    • House Tax Bill
                    • Residence Telephone Bill
       ►Business Proof :
                    • Telephone Bill
                    • Electricity Bill
                    • Certificate of GST /Office / Shop
                    • Property Bill Lease Deed
                    • Certificate of incorporation
       ►For Salaried Persons :
                    • Income Tax Return & Form 16 for Last 3 Year
                    • Salary Slip for last 3 Months
                    • Bank Statement for Last 6 Months
       ►For Businessmen :
                    • Income Tax Return with Computation of income & Balance Sheet for last 3 Years
                    • Bank Account Statement for last 6 Months(Main Business A/c)